Understanding Risk

Risk and Investment Types

All investments involve a degree of risk and returns can never be guaranteed so it is important to choose investments that suit your circumstances. Below is a quick-glance guide to a range of investment types and their associated risks.

Investment Type Objective Maximum Loss
Savings Security and interest payment Secure
Fixed Interest Bonds & Gilts Rising bond markets, fixed interest payments Initial Investment
Investment Trusts Rising investment prices, income from dividends Initial Investment
Exchange Traded Funds (ETFs) Rising index or sector prices Initial Investment
Irish, UK & International Stocks Rising share prices or dividends Initial Investment
Company Warrants Rising or falling prices of the underlying financial investment Initial Investment
Securitised Derivatives including Covered Warrants & Turbos Rising or falling prices of the underlying financial investment Initial Investment
Contracts for Difference
& Financial Spread Betting
Rising or falling prices of the underlying financial investment Unlimited



The value of your investments can go down as well as up. You may not get back all the funds you invest.