Types of Account

TD Waterhouse provide a range of accounts to suit every investing need.

Type of Account Investment Choices Who is it for? Key Benefits Costs
Trading Account Irish Equities, a wide variety of UK investments (these include Equities, Gilts and Bonds, Investment Trusts, Exchange Traded Funds (ETFs), Warrants and Securitised Derivatives such as Covered Warrants), Turbo's and International Equities. Investors and Traders who not only wish to trade Irish and UK shares but also International Equities and UK Warrants and Securitised Derivatives including Covered Warrants.
  • Direct trading on the Irish and a further 17 International markets including the UK.
  • Trade Covered Warrants long (Call) and short (Put).
  • Potential profits from price rises and falls.
 Commissions for International trading are the same as for Irish trades. Trading starting at just €15.00 per online trade.
See full rates and charges.
CFD (Contracts For Difference) CFDs with exposure to Irish, UK, US, European and other International Equities, indices, sectors, commodities and FX. Active traders who wish to place a portion of their assets into high risk investments in exchange for potentially high returns. Please note that losses can be large as well.
  • Low margin requirements.
  • Profit from rising and falling markets by trading long and short.
 Commissions are charged for CFD trades depending on the instrument purchased.
Read full details of our charging structures.
Financial Spread Betting Financial Spread Bets on Irish, UK, US, European and other international equities, indices, sectors, commodities and FX. Active traders who wish to place a portion of their assets into high risk investments in exchange for potentially high returns. Please note that losses can be large as well.
  • Low margin requirements.
  • Profit from rising and falling markets by trading long and short.
  • Currently free of Irish and UK Capital Gains Tax but Tax laws may change.
 We do not charge commission, the cost of the service is built into the spread that we offer depending on the instrument.
Read full details of our charging structures.
Savings Account Cash. Investors wishing to earn competitive interest rates on uninvested cash.
  • Competitive interest rate. (see rates & charges for full details)
  • No restrictions on withdrawals.
  • Interest accrued daily and paid quarterly.
  • No minimum balance required.
  • Easy transfers and access to your cash.
 You can apply for a TD Waterhouse Savings Account free of charge when you open a Trading Account.

The value of your investments can go down as well as up. You may not get back all the funds you invest.